参考文章结构安排：
第一段：开头段-补充背景，转述话题
一方：政府需要提供financial support
1、 政府有职责服务公众，特别老年人这一类的“弱势群体”
2、 老年人对于社会有贡献，理应获得相应的“回报”
另一方：个人需要有积蓄
1、 政府的帮助对象太多，可能负担过重，个人应当有所分担
2、 个人一定的积蓄可以降低风险，而不至于完全依赖于社会
3、 可以帮助个人形成一定程度上的节俭
结尾立场：两者都需要，priority可以视不同类型的国家而定
参考范文：
Majority of human beings have been blessed by the peace and prosperityafter Second World War which in turn has brought about the booming ofpopulation. Not only has the number of people been rising dramatically, life expectancyin most countries has also witnessed noticeable increases. That, however, poses dire challenge of how tosupport the aging population.
Those who call for financial support from state or municipal government harbor the perception that “government by the people should indeed serve the people”, especially disadvantaged ones like the elderly. Education for the children and employment opportunities for the young are among statesmen’s top priorities, yet equally important is the need of the senior ones who appear comparatively senile now but may have devoted all their life to the society, be it agriculture and industrial production or the making of policies or laws.
Opponents, in contrast, are concerned about whether the huge number of elderly people might have become “unbearable heaviness” for the whole society. Pension for an increasing number of retired workers could amount to astronomical figures, which is unlikely to be alleviated in the future due to the fact that many now will keep drawing the pension for more than twenty years. Besides, the fund spent on areas like constructing nursing houses for lonely aged people could add to the burden. Under such circumstances, individuals should take part of the responsibility by saving a certain proportion of their income before retirement or trying to stay in their position slightly longer if their health permits.
Personally, I would say government and individuals are never independent of each other, so confronting the challenging of an aging society calls for efforts from both sides. However, the priority might differ in various countries: while the developing countries need to invest more on improving the pension or overall welfare system, individuals who are enjoying the benefits in developed countries should try to save money for themselves so as to share the pressure of their governments.
词汇拓展：
Pension 养老金
Nursing houses 养老院
Booming of population 人口增长
welfare system 福利体系
peace and prosperity 和平与繁荣
municipal government 市政府
disadvantaged people 弱势群体
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