对于大多数考生来说，新托福写作并不是强项，所以借鉴高分和满分范文十分必要，就让我们以这一组范文来做认真研习吧。

Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.

When faced with the decision of saving your money for some time in the future or enjoying your money when you earn it, quite a few would claim to enjoy their money, but others, in contrast, deem to save their money as the premier choice and that is also my point. This quite different view is based on the every possible reason.

Fore most reason for saving the money for future use is when you need a lot of money to deal with some emergent things that happen to you, you should not worry about the fund or lend some money everywhere at that time. For example, two years ago, I spend my summer holiday in a famous scenery pot, after a wonderful trip of the first day, I lost my wallet unconsciously, then I took out some money in the bank to finish the trip. If you did not have some deposit, you can imagine how embarrassed you are.

Second, I have finished my college study, and I am going to go abroad to get a master degree to enhance the ability to face the challenge in the society. Plenty of money is very important to me, so I have to save all the money that I economized for future use.

Third, the economy condition of my family is not so good that I decide to earn enough money to buy a big house for my deeply loving parents.

This is arbitrary to judge saving money for future use according only to the excuse I mentioned in the above paragraph. But I do not deny that enjoying the life is also important to everyone because of brief life. That is to say, I will enjoy my money if I deposit enough.